Here is a shocking bit of news: indoor air contaminants cause or aggravate half of all illnesses.

According to the Environmental Protection Agency (EPA) studies show that exposure to air pollution inside your home or office may be 2-5 times more polluted than the air outside. This information causes concern because many people spend as much as 90% of their time indoors.

The air inside your home and office is dirty, a breeding ground for dust mites, bacteria, mold, mildew, fungus, viruses and dozens of other allergens. The air inside can be a breeding ground for asthma and many kinds of allergies. If you are sneezing and wheezing from the pollen in the air or the smog, chances are the allergens inside your home are causing it more than the environment outside.

Here is some more dirty information to digest:
• Your home collects about 40 pounds of dust (per 1,500 square feet) per year. A 3,000 square foot home will collect 80 pounds of dust circulating in your home every year. And in this dust is a mix of dust mites, bacteria, germs, and viruses.
• Indoor pollution speeds up the aging process. Toxic pollutants that you breathe at home can lead to health problems and speed up the aging process.

The answer for cleaning and purifying your home and office of nasty air pollutants that can cause serious health problems is to simply get a good air purifier such as the Surround Air Purifier. This air purifier has six proven air-cleaning technologies for cleaning your indoor air.
Check it out and think about the 40 pounds of dust that’s hiding in your home.

Are you tapped out for baby shower ideas? Time to put your thinking cap on and take it to the Think Tank.

Let’s see, there are balloons based on the new summer movie, “Up”. But balloons are cliché and they eventually deflate. Disney theme? Too Mickey Mouse. Baby shower ideas can be a dime a dozen or the most difficult thing to figure out. But don’t over think it. Sit back, relax and look around the house for something that may spark an idea or, watch TV and look for ideas.

Here are some baby shower ideas that might help:

• “Deal of No Deal” cases or bags for mom to carry baby’s things. A mom can’t have too many bags for all the items needed when going out of the house or going from room to room.
• Piggy banks for saving baby’s money. If everyone brings a piggy bank, it creates a great way to teach Mom, Dad and baby, the basics of saving for the future.
• “Project Runway” for women who sew. Sew a little outfit for the newborn or sew a blanket. For the ambitious, put together a quilt. Knit or crochet a little blanket or wrap.
• Practical Tips. Everyone brings an index card (or as many as they want) with tips for the expectant mother for feeding, cleaning up, ways to de-stress. Send index cards with the invitation to keep the card size uniform. Be sure to add tabbed index cards so the tips and advice can be categorized and put in a box.

What’s your favorite TV show or movie? Look around. Your think tank surrounds you.

Surviving on a paycheck every two weeks can be daunting. For many people, the money simply runs out and there are still bills to pay. Sometimes it’s a matter of managing your money and sometimes, it’s not. Regardless, your circumstance remains constant: you need a financial boost.

You can apply online for a payday loan or a cash advance in Utah. But first, let us clarify the kind of loan you are applying for and the parameters for qualification.

What is a payday loan or cash advance?
A payday loan or cash advance is a short-term deferred deposit loan designed to help you in a financial pinch. It is not a long-term solution and it is advisable to pay if quickly to avoid high interest rates and costly fees.

How do I qualify?
You must:

•  Have a minimum of $500.00 a month in verifiable income.
•  Have an open checking account.
•  Have a valid photo identification.
•  Complete our easy Application.

We reserve the right to decline a request for a payday loan for any legitimate reason.

If you are applying at any of our Utah locations bring the following with you:

•  Your most recent checking account statement.
•  Income verification (pay statement).
•  State or government issued photo ID.
•  Check Book.

For Nevada payday loans, go here for more information.

How do I apply online?

•  Go to our website: http://www.usacashservices.com Go to the “Apply Now” pull down menu and choose “Utah”
•  Follow the prompts to complete and submit our “online account application and loan request”.

It’s easy as 1, 2, 3.
Repaying the loan is just as easy.

Remember to take out a loan responsibly.